Retail Loans

Interest Rate: 12.50%

VVSB Insta Personal Loan

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With VVSB personal loan fulfil your diverse monetary needs be it your ceremonial or medical expenses, buying the latest and widest range of home appliances/ electronics/ furniture/two wheelers or carry out house renovations or for any other reason acceptable to the Bank.

Features

  • Flexible Repayment Tenure
  • Minimal Documentation
  • Flexible usage of funds
Interest Rate: 8.00%

Glittering Gold Loan

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Avail Gold loan to overcome any financial need at a truly unparalleled rate of interest.

Features:

  • Flexible Repayment Tenure
  • Speedy Sanction & Disbursal of Loans
  • Safety of Gold Ornaments
Interest Rate: 7.75%

Housing Loan ( Home Sweet Home )

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Purchase a flat, row house, bungalow etc which is available either as ready possession or under construction. VVSB Housing loan makes it easy for turning dreams into reality.

Features:

  • Flexible Repayment Tenure
  • Attractive Interest Rates
Interest Rate: 9.25%

Mortgage Loan – Loan Against Property (LAP)

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Your property can help you fulfil your personal as well as business needs. Mortgage your immovable property with us and enjoy comfortable EMIs with long tenure.

Interest Rate: 8.50%

Saraswati Education Loan

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Avail our “SARASWATI EDUCATION” loan for pursuing higher Education in India or abroad. It covers admission fees, accommodation, purchase of educational equipments, travelling expenses, lab apparatus, books, computer & peripherals, etc.

Interest Rate: 8.25%

Sun Solar Loan

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Take an initiative towards building a greener planet with VVSB’s “SUN SOLAR” loan by installing rooftop solar power projects in commercial / household premises. This will not only help you in reducing electricity bills but also help you to save money.

Interest Rate: 7.75%

Dream Car Vehicle Loan

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Make VVSB Vehicle Loan your ideal choice to own your dream vehicle. Purchase a Two/Four Wheeler for personal/commercial use at attractive rate of interest.

Features:

  • Flexible Repayment Tenure
  • Attractive Interest Rates
Interest Rate: 9.25%

Professional Loan

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To meet financial needs or to finance premises, Medical equipment/ Machinery, tools, Furniture & Fixtures, Hospital Utility Vehicles, etc.

Interest Rate: 8.50%

Suhana Safar Loan Scheme

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Travelling and exploring the world is an experience like no other. Plan a family holiday or meet your travel expenses for business or leisure in India/Abroad with our “SUHANA SAFAR” loan scheme.

Features:

  • Flexible Repayment Tenure
  • Minimal Documentation

Loan/OD against Term Deposit Receipts

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In case of exigency avail loan against your term deposit receipts rather than breaking your deposit. An ideal way of maintaining liquidity while optimizing the returns of your invested funds.

Features:

  • Flexible Repayment Tenure
  • Speedy Sanction & Disbursal of Loans
Interest Rate: 10.00%

Loan/OD against Government Securities

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Pledge your securities and get instant loan/credit facility to meet your urgent need of funds without liquidating them. An ideal way of maintaining liquidity while optimizing the returns of your invested funds.

Features:

  • Flexible Repayment Tenure
  • Speedy Sanction & Disbursal of Loans
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