Sr.
No |
Particulars |
Charges w.e.f 23 April 2020 |
| 1. |
Cheque Book Charges -SB |
No charges for first cheque book of 30 leaves. For issue of 2nd cheque book onwards Rs.3/- per leaf + GST |
| 2. |
Cheque Book Charges–CD/CC/OD |
Rs.4/- per cheque leaf + GST |
| 3. |
Issue of Duplicate Pass Book charges |
Rs.50/- + GST |
| 4. |
Duplicate Statement:
Current Account
Balance Certificate |
Rs.50/- per page + GST
Rs.50/- per certificate + GST
|
| 5. |
Issue of Duplicate Term Deposit Receipt /Share Certificate |
Rs.50/- per receipt/Share Certificate + GST
|
| 6. |
Unused Cheque leaves Charges at the time of closure of A/c |
Rs.3/- per leaf + GST |
| 7. |
Stop Payment :
Stop Payment charges are to be recovered at the time of accepting STOP PAYMENT instructions only;
|
Rs.200/- per cheque + GST for SB A/c
Maximum Rs.1,000/- + GST.
Rs.350/-per cheque + GST for CD/CC/OD
Maximum Rs.2,500/- + GST.
Note: - Such cheques, if presented is to be returned by writing “PAYMENT STOPPED BY DRAWER’’ on the face of the cheque.
|
| 8. |
Cheque return charges :
| A) Inward Return : |
|
| B) Outward Return : |
| C) ECS return (Debit) |
D) High Value Return
(Rs 10.00 lakh and above)
(Inward/Outward Return) |
|
i.S.B. Rs.200/- per cheque (+2 days interest @ 14.50 %) + GST
ii.CD/CC/OD Rs.400/- per cheque (+2 days interest @14.50%) + GST |
i.S/B Rs.200/- per cheque(+2 days interest @ 14.50 %)+ GST
ii. CD/CC/OD Rs.300/- per cheque(+2 days interest @ 14.50 %)+ GST |
i.S/B Rs.50/- per instance+ GST
ii.CD/CC/OD Rs.200/- per instance + GST |
| i.Rs.500/- per instrument + 2 days interest @14.50% p.a.+ GST |
|
| 9. |
Ledger Folio Charges: |
Rs.20/- + GST per folio of statement |
| 10. |
Minimum Balance to be maintained in SB/CD A/cs:
SB A/c
C/D A/c |
Without cheque book Rs.100/-
With Cheque Book Rs.500/-
With cheque book Rs.2000/-
|
| 11. |
Charges for Non maintenance of Minimum Balance:
Current A/c |
Rs.100/- per month+ GST
|
| 12. |
A/c closure charges
(within 1 year)
Saving A/c
CD/CC/OD
|
Without cheque book facility Rs.200/- + GST
With cheque book facility
Rs. 300/- + GST
Rs.1000/-+ GST |
| 13. |
Service charges for inoperative accounts
Accounts 2 year & above
|
Rs.100/- p.a. for S/B A/c + GST
Rs.250/- p.a. for C/D A/c + GST
|
14.
|
Duplicate Payorder/Banker's cheque
For Duplicate
For Revalidation |
Rs.100/- + other Bank’s charges+ GST
Rs.50/- + other Bank’s charges+ GST
|
| 15. |
Cash Handling Charges for
SB A/c
CD/CC/OD A/c
|
Rs.1 per 100 pieces of notes deposited
(No Charges for 500 pieces of any denomination)
Rs.3 per 100 pieces of notes deposited
(No Charges for 500 pieces of any denomination)
|
16. |
Customers Signature/Photo verification charges |
Rs.50/- per verification for S/B+ GST
Rs.100/- per verification for C/D + GST |
| 17. |
Duplicate Interest Certificate /Certificate for claiming exemption for repayment of interest/principle amount towards housing loan |
Rs.100/- per certificate+ GST
|
| 18. |
For issuing photocopy of the paid cheque / record copy of the cheques |
Rs.150/- above 1 year record per instrument + GST.
Rs.100/- below 1 year record per instrument + GST.
|
| 19. |
Safe Deposit Locker Annual Charges:
A) Small ‘A’
B) Medium ‘B’
C) Big ‘C’
D) Extra Big
E) Special Size |
For Borivali/ Thane/
Bhayander/Mira Road Branches
A) Rs.1000/- p.a.+ GST
B) Rs.2,000/- p.a.+ GST
C) Rs.3,500/- p.a.+ GST
D) Rs.4,000/- p.a.+ GST
E) Rs.4,500/- p.a.+ GST
For other Branches
A) Rs.750/- p.a.+ GST
B) Rs.1,500/- p.a.+ GST
C) Rs.2,000/- p.a.+ GST
D) Rs.3,000/- p.a.+ GST
E) Rs.3,500/- p.a.+ GST |
| 20. |
Break Open of Locker:
a) Due to loss of key by customer
b) Due to non-payment of locker rent
|
a)Actual cost + Rs.750/- + GST
b) Actual cost + Rs.1000/- + GST ( to be recovered when customer comes for locker operation)
|
| 21. |
Issue of loose cheque leaves SB/CC/CD/OD |
Rs.100/- per cheque leaf |
| 22. |
Pay Order/HDFC at par cheque charges:
|
For Bank’s customer Rs.3/- per thousand+ GST
Minimum Rs.25/-+ GST
Maximum Rs.2,000/-+ GST
For non-customers Rs.5/- per thousand + GST
Minimum Rs.50/-+ GST
Maximum Rs.5,000/-+ GST
|
| 23. |
Pay order/HDFC cheque cancellation
|
Issuing Bank's charge + Rs.100/-+ GST |
| 24. |
Duplicate ATM Card due to loss or customers fault |
Rs.150/- per card+ GST |
| 25. |
Loss of Token |
Rs.100/- per token+ GST |
| 26. |
Commission on issuance of Bank Guarantee/ Letter of Credit:
i) Fully secured by 100% Deposit
ii) Partly Secured by 50% Deposit & 50% other Collateral Security |
1% p.a. of the guarantee amount + GST
Minimum Rs.200/- +GST
1.00% p.a. on the amount fully secured by deposit & 2.00% p.a. on the amount secured by collateral security. + GST
Minimum Rs.500/- + GST
Maximum Rs. 5,00,000/- + GST
|
| 27. |
Stock statement non submission charges/Delay in submission |
Rs.200/- per lac per month
Min.Rs.200/-+ GST
Max.Rs.600/-+ GST |
| 28. |
Inspection of Stock / Book-debts / Factory plant & machinery, vehicle, etc. |
Rs.100/- For limit upto Rs.1.00 lac + actual expenses incurred+ GST
Rs.200/- For limit between Rs.1.00 lac to
Rs.5.00 lacs + actual expenses incurred+ GST
Rs.300/- For limit between Rs.5.00 lac to
Rs. 10.00 lacs + actual expenses incurred+ GST
Rs.500/- For limit above Rs.10.00 lac + actual expenses incurred+ GST
Note: Charges are to be recovered manually.
|
| 29. |
Loan Application: |
Rs.100/- + GST per form |
| 30. |
Loan Notice Charges
A) 1st Notice (Borrower)
B) 2nd Notice (Borrower with Guarantors)
C) Personal Visit
D) Recovery Officer/Branch
Managers visit
E) Head Office visit GM/AGM
F) Attachment charges u/s101
G) Legal Court Case
|
A) Rs.200/-+ GST
B) Rs.500/-+ GST
C) Rs.500/-+ GST (Charges to be recovered manually)
D) Rs.200/-+ GST
E) Rs.300/-+ GST
F) Rs.500/-+ GST
G) Actual + Rs.500/-+ GST
Note: Charges to be recovered manually. |
| 31. |
Fixing Banks name plate on mortgage property / hypothecated machinery / vehicle |
Rs.500/- + GST
|
| 32. |
RTGS
Inward Transactions
Outward Transactions
Rs. 2.00 lakhs upto Rs. 5.00 lakhs
Above Rs. 5.00 lakhs
NEFT
Inward Transactions
Outward Transactions
upto Rs. 10,000/-
Above Rs. 10,000/- upto Rs. 1,00,000/-
Above Rs. 1.00 lakhs upto Rs. 2.00 lakhs
Above Rs. 2.00 lakhs
SMS Alert Charges
SB
Others |
NIL
10/-
25/-
NIL
NIL
5/-
10/-
10/-
5/- per quarter
10/- per quarter
|
| |
|
|
| 33. |
RuPay Card Charges :
Annual Charges
Issuer Charges (more than 3 in metro and 5 in non-metro cities)
Financial (Cash Withdrawal)
Non Financial
Balance Inquiry
Pin Change
Mini Statement
Duplicate Pin
Duplicate ATM card |
Rs.100/- + GST
Rs.20/- (incl of GST)
Rs.10/- (incl of GST)
Rs.10/- (incl of GST)
Rs.10/- (incl of GST)
Rs.50/- + GST
Rs.100/- + GST |
| 34. |
a) Quick Money Transfer (IMPS Branch Banking)
b)
IMPS Mobile Banking |
Rs.5/- per transaction + GST
Rs.2/- per transaction + GST |
| 35. |
ACH Mandate Verifications
a) All Saving A/c Prod.
b) All Current & CC/OD Prod.
|
Rs.50/- + GST
Rs.100/- + GST
|
| 36. |
Inward Cheques / Bills for Collection |
Commission Rs.5/- per thousand OR Part thereof.
Minimum Rs.50/- Maximum Rs.5000/-
Special Note: Postage/Courier charges of Rs.50/- to be recovered extra. |
| 37. |
Creation of Equitable Mortgage / Registered Mortgage |
0.05% of loan amount Maximum Rs.5000/-+GST
Note:- (In case of Equitable Mortgage charges to be shared equally by Borivali or Thane Branch & rest of the other branches)
|
| 38. |
Takeover Charges |
5% - Upto 2 Years
3% - above 2 Years |
