Business Loans

Interest Rate: 9.25%

Utkarsh Loan

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  • If Commercial CIBIL rating is between CMR 1 to CMR 4 & incase of Proprietary firm, individual CIBIL score must be >700 then 9.25% p.a
  • If Commercial CIBIL rating is between CMR 5 to CMR 7 & incase of Proprietary firm, individual CIBIL score must be 650 and above then 9.50% p.a
Interest Rate: 9.15%

Unnati Loan

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  • If Commercial CIBIL rating i.e CMR is between 1 to 4 & incase of Proprietary firm,individual CIBIL score must be >700 then 9.15% p.a
  • If Commercial CIBIL rating i.e CMR is between 5 to 7 & incase of Proprietary firm, individual CIBIL score must be 650 and above then 9.35% p.a
Interest Rate: 10.50%

Business Loan

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Take your business to next level by availing our business/term loan facility for capital expenditure, acquisition of fixed assets like purchase of machinery / equipments, expansion, modernization / technology upgradation activities etc. to cater your diverse business needs. Stay ahead with our specially designed business loans like

  • Industrial Loan (For Industries & Manufacturing Unit)
  • Business Loan & Advances For Trading & Service
  • Industry Utkarsh Loan for commercial credit
Interest Rate: 9.25%

Health Care Loan Scheme

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Our Health Care Loan helps you set up your own practice (clinic / hospital), aids you in purchasing equipment, renovate or expansion. We also provide loans to Pharma distributors under this scheme.

Interest Rate: 8.50%

Agricultural Loan

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We support the farmer by financing crop production, by helping with purchase of seeds, fertilizers, pesticides, purchase of equipment for irrigation and other agricultural requirements.

Interest Rate: 8.50%

Sun Solar Loan

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Take an initiative towards building a greener planet with VVSB’s “SUN SOLAR” loan by installing rooftop solar power projects in commercial / household premises. This will not only help you in reducing electricity bills but also help you to save money.

Interest Rate: 13.50%

Builders & Developers/
Cre Loans/OD

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Avail VVSB’s Builders/CRE loans for acquisition, development and construction of commercial real estate.

Interest Rate: 9.75%

Lease Rent Discounting (LRD)

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If you are receiving substantial rental income to pay EMI you can avail our lease rent discounting facility to fulfil your varied business requirements.

PM Svanidhi Loan Scheme

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The PM street vendor’s Atmanirbhar Nidhi (PM SVANidhi) was launched by the Ministry of Housing and Urban Affairs on June 1, 2020 for providing working capital loan to street vendors to resume their livelihood that have been affected due to Covid-19 lockdown.

Features:

  • Nil Processing Charges
  • Repayment Tenure 12 Months
  • No Guarantors
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