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Loans ::
   
Principal :
Rate of Interest :
Period (in No. of Months) :
Equated Monthly Instalments (EMI) :
  *

   

Suhana Safar Loan Scheme

For Destinations within india -
Loan available maximum upto R.1,00,000/- with repayment period of 24 months

For Foreign Destinations -
Loan available maximum upto R.2,00,000/- with repayment period of 36 months.

Eligible Criteria -
Permanent service with minimum monthly income of Rs. 10,000-or if business, latest 2 years Income Tax Returns


   

Vidya education loan Scheme

The scheme is designed with delightful flexibility for graduation and post graduation studies in professional courses such as Engineering, Medicine, MBA etc. from all recognized colleges in India and Abroad

 

Limit: Based on fees structure of entire duration of the course.
          For studies in India - upto Rs. 10.00 Lacs
          For studies abroad - upto Rs. 20.00 Lacs

Eligibility: 1. Applicant (if not a minor) should be an 'A' class member. In case the student is a minor, parent / Guardian should be the principal borrower, and student co-borrower.

2. minimum 70% marks in aggregate and 75% in revelant subjects (PCM/PCB) in all preceding Board / University exams. For post-Graduation courses in Management, student should have secured at least a first class in the degree examinations.

Rate of Interest: Attractive rate of interest.

Repayment Period: Convenient Repayment Option, Maximum 5 to 7 years. Repayment will start after six months from completion of education of education or getting job whichever is earlier.

Disbursement: Annually / Semi-Annually provided student passes previous exam in first attempt.

Security: Mortgage of immovable property of parents, in addition to two Guarantors acceptable to Bank.

Minimum Documentation.
Minimum Processing fees.


   

Doctor Hello loan Scheme

The scheme is especially devised for medical professionals with / without specialization planning to set up a new Clinic / Polyclinic / Nursing Home or renovation / expansion of the existing premises. etc.


The features of the scheme will be as under:

Purpose of loan - Purchase of equipments, premises furniture, renovation of clinic, taleover of existing loans. ambulance, car for personal use.

Eligibility - a) 75% of cost of equipment / cost of premises / 60% cost of renovation, furniture and fixtures.
                b) Based on existing income level out of practice of medical profession and / or projections.


   

Car loan Scheme

New Vehicle - upto 90% of quotation value including Registration & Insurance charges foe personal vehicle.
Repayment Period - Maximum 60 months.
Interest rate - Attractive rate of interest.
Processing Charges - Minimum charges.
Guarantors - Two Guarantors acceptable to Bank.


   

Home loan Scheme

Loan Eligibility Criteria

For Salaried Individual
Where Gross Salary upto Rs.20,000/- Where Gross Salary above Rs.20,000/-
45 times of Net salary, OR 55 times of Net salary, OR

80% of total cost of the flat/construction
Whichever is less

80% of total cost of the flat/construction
Whichever is less


For businessman / self employed / professionals :
Where Taxable income below Rs.2.50 lacs Where Taxable income above Rs.2.50 lacs
4 times of taxable income including
depreciation, OR
4.50 times of taxable income including
depreciation, OR

80% of total cost of the flat/construction
Whichever is less

80% of total cost of the flat/construction
Whichever is less


Period of Construction Margin
New Construction 30%
For construction below 15 Years 40%
For construction above 15 Years 50%
   
 

We also provide :

  • Consumer Durable Loans
  • Loans to professionals
  • Personal Loans
  • Mortgage Loans

Special Features :

  • Attractive rate of interest
  • Convenient repayment schedule
  • Minimum processing charges
  • Early sanction
  • Rebate on rate of interest on regular repayment of loan
  • Concession in rate of interest for registered small scale industries
  • No project report required up to limit of Rs. 10 lacs
  • Timely enhancement on working capital limits and hassale free renewals
  • Fast decision
  • Flexibility on collateral security
  • Ever supportive for all your financial requirements
  • Customer friendly approach
  • No hidden cost
  • Flexibility on margins
  • Minimum paper work
 
For more details Please contact your nearest branch..
 
 
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