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SERVICE CHARGES ::

 
Revision in Service Charges and Other charges
W.E.F. 10/06/2013


 
The Bank has revised the Charges effective from 10th June, 2013
 
Sr.
No
Particulars Charges w.e.f 10/06/2013
1. Cheque Book Charges -SB No charges for first cheque book of 30 leaves. For issue of 2nd cheque book onwards Rs.2/- per leaf + STP
2. Cheque Book Charges–CD/CC/OD Rs.3/- per cheque leaf + STP
3. Issue of Duplicate Pass Book charges Rs.50/- + STP
4.

Duplicate Statement:

Current Account

Balance Certificate

Rs.50/- per page + STP

Rs.50/- per certificate + STP

5. Issue of Duplicate Term Deposit Receipt /Share Certificate Rs.30/- per receipt/Share Certificate + STP
6. Unused Cheque leaves Charges at the time of closure of A/c Rs.2/- per leaf + STP
7.

Stop Payment :

Stop Payment charges are to be recovered at the time of accepting STOP PAYMENT instructions only;

Rs.100/- per cheque + STP for SB A/c

Maximum Rs.1,000/- + STP.

Rs.200/-per cheque + STP for CD/CC/OD

Maximum Rs.2,000/- + STP.

Note: - Such cheques, if presented is to be returned by writing “PAYMENT STOPPED BY DRAWER’’ on the face of the cheque.

8.

Cheque return charges :

A) Inward Return:
B) Outward Return Cheques:
(SB / CD / CC / OD)
C) Outstation Clearing Cheques:
D) ECS return (Debit)
E)High Value Return
(Inward / Outward)

 



 
i.S.B. Rs.150/- per cheque (+2 days interest @ 14.50 %) + STP
ii.CD/CC/OD Rs.200/- per cheque (+2 days interest @14.50%) + STP
i.SB Rs.150/- per cheque + STP
ii.CD Rs.200/- per cheque + STP
iii.CC/OD Rs.200/- per cheque + STP
i.S/B Rs.150/- per cheque + STP.
ii.CD / CC / OD Rs.200/- per cheque plus Postage+ STP.
i.SB Rs.50/- per instance+ STP
ii.CD/CC/OD Rs.200/- per instance + STP
i.Rs.300/- per instrument + 2 days interest @14.50% p.a.+ STP
9.

Standing instruction for outward / Third party payment

Rs.50/- per S.I+ STP
10. Default of standing instruction for 2 consecutive months for non availability of funds for revival of such instruction Rs.50/- per S.I+ STP
11. Ledger Folio Charges: Rs.20/- + STP per folio of statement OR Rs. 500 /
  Current A/c:
per half year whichever is higher
12.

Minimum Balance to be maintained in SB/CD A/cs:

SB A/c

C/D A/c

Without cheque book Rs.100/-

With Cheque Book Rs.500/-

With cheque book Rs.3000/-

13.

Charges for Non maintenance of Minimum Balance:
Saving A/c without cheque book

Saving A/c with cheque book

Current A/c

Rs.25/- per month+ STP

Rs.75/- per month+ STP

Rs.200/- per month+ STP

14.

A/c closure charges
(within 1 year)

Saving A/c

CD/CC/OD

Without cheque book facility Rs.100/- + STP

With cheque book facility
Rs. 125/- + STP

Rs.500/-+ STP

15.

Service charges for inoperative accounts

Accounts 2 year & above

Rs.50/- p.a. for S/B A/c + STP

Rs.100/- p.a. for C/D A/c + STP

16. Solvency Certificate Charges

0.10% of amount

Minimum Rs.500/-+ STP

Maximum Rs.5,000/-+ STP

17.

 

Duplicate Drafts/Cancellation

For all Duplicate Drafts

For Revalidation Drafts

Rs.100/- + other Bank’s charges+ STP

Rs.50/- + other Bank’s charges+ STP

18.

Customers Signature/Photo verification charges Rs.50/- per verification for S/B+ STP
Rs.100/- per verification for C/D + STP
19. Duplicate Interest Certificate /Certificate for claiming exemption for repayment of interest/principle amount towards housing loan Rs.50/- per certificate+ STP
20. For issuing photocopy of the paid cheque / record copy of the cheques

Rs.100/- above 1 year record per instrument + STP.

Rs.50/- below 1 year record per instrument + STP.

21.

Safe Deposit Locker Annual Charges:

A) Small ‘A’

B) Medium ‘B’

C) Big ‘C’

D) Extra Big

E) Special Size

For Borivali/ Thane/
Bhayander/Mira Road Branches

A) Rs.750/- p.a.+ STP

B) Rs.1,500/- p.a.+ STP

C) Rs.3,000/- p.a.+ STP

D) Rs.3,500/- p.a.+ STP

E) Rs.4,000/- p.a.+ STP

For other Branches

 

A) Rs.600/- p.a.+ STP

B) Rs.1,200/- p.a.+ STP

C) Rs.1,800/- p.a.+ STP

D) Rs.2,500/- p.a.+ STP

E) Rs.3,000/- p.a.+ STP

22.

Break Open of Locker:

a) Due to loss of key by customer
b) Due to non-payment of locker rent

a)Actual cost + Rs.500/- + STP
b) Actual cost + Rs.500/- + STP ( to be recovered when customer comes for locker operation)
23. Issue of loose cheque leaves SB/CC/CD/OD Rs.50/- per cheque leaf
24. Pay Order/HDFC at par cheque charges:

For Bank’s customer Rs.3/- per thousand+ STP

Minimum Rs.25/-+ STP

Maximum Rs.2,000/-+ STP

For non-customers Rs.5/- per thousand + STP

Minimum Rs.50/-+ STP

Maximum Rs.5,000/-+ STP

25. Outstation Cheques for Clearing:

Rs.50+ STP

Rs.5/- + STP per thousand or part thereof
Minimum Rs.50/-

Maximum Rs. 5000/-

Special Note:-
a) Postage/Courier Charges of Rs.50 not to be recovered from SB account holder. However, Rs.150/- to be recovered from the SB account holder if the amount of cheque is above Rs.1,00,000/-
b) Postage/Courier Charges of Rs.50 are to be recovered from all CA/CC/OD A/c holders.

26. HDFC/Nationalised / Bank / Commercial Bank Demand Draft/ At par Cheque Charges Issuing Bank charge+ Rs.25/-+ STP
27. Pay order/HDFC cheque cancellation
Rs.100/-+ STP
28. Duplicate ATM Card due to loss or customers fault Rs.100/- per card+ STP
29. Loss of Token Rs.100/- per token+ STP
30.

Fate enquiry/confirmation charges up to Rs.10.00 lacs

Above Rs.10.00 lacs

Rs.200/- per instrument per lac+ STP

Rs.300/- per instrument per lac+ STP

31.

RTGS/NEFT/ECS transactions:

(a)Inward Transactions

(b)Outward transactions

(i) RTGS

Rs.1 to Rs. 5 lakh
Rs.5 lakh and above

(ii) NEFT

Up to Rs. 1 lakh
Rs. 1 lakh and above

Free, no charge to be levied.

 

Rs.25/- per transaction+ STP

Rs.50/- per transaction+ STP

 

Rs.5 per transaction+ STP

Rs. 25 per transaction+ STP

32.

Commission on issuance of Bank Guarantee/ Letter of Credit:

i) Fully secured by 100% Deposit

 

ii) Partly Secured by 50% Deposit & 50% other Collateral Security

0.50% p.a. of the guarantee amount + STP
Minimum Rs.200/- +STP

 

0.50% p.a. on the amount fully secured by deposit & 1% p.a. on the amount secured by collateral security.
Minimum Rs.500/- +STP

33. Stock statement non submission charges/Delay in submission Rs.100/- per lac per month
Min.Rs.100/-+ STP
Max.Rs.500/-+ STP
34. Inspection of Stock / Book-debts / Factory plant & machinery, vehicle, etc.

Rs.75/- limit upto Rs.1.00 lac + actual expenses incurred+ STP

Rs.150/- limit between Rs.1.00 lac to Rs.5.00 lacs + actual expenses incurred+ STP

Rs.250/- limit above Rs.5.00 lac + actual expenses incurred+ STP

Note: Charges are to be recovered manually.

35. Loan Application: Rs.50/- + STP per form
36.

Loan Notice Charges

A) 1st Notice (Borrower)

B) 2nd Notice (Borrower with Guarantors)

C) Personal Visit

D) Recovery Officer/Branch
Managers visit

E) Head Office visit GM/AGM

F) Attachment charges u/s101

G) Legal Court Case

A) Rs.100/-+ STP

B) Rs.200/-+ STP

C) Rs.200/-+ STP

D) Rs.200/-+ STP

E) Rs.300/-+ STP

F) Rs.500/-+ STP

G) Actual + Rs.500/-+ STP
Note: Charges to be recovered manually.

37.

Outstation cheques for collection through National Clearing/ Speed Clearing:

Commission on OBC
Upto Rs.1.00 lakh

S/B A/c

CD/CC/OD

Above Rs.1.00 lakh

SB/CD/CC/OD

Free of charge

Rs.100/- per cheque+ STP

 

Rs.150/- per cheque+ STP

Special Note:
a) Postage/Courier Charges of Rs.50 not to be recovered from SB account. However, Rs.150/- to be recovered from the SB account holder if the amount of cheque is above Rs.1,00,000/-

b) However, Postage/Courier Charges of Rs.50 are to be recovered from CA/CC/OD A/c holder.

Note: Charges to be recovered manually.

38. RTGS/NEFT through other Bank:
If situation arises
Our charges as per Table No.32 + other Bank charges.
39. Inward Cheques / Bills for Collection

Commission Rs.5/- per thousand OR Part thereof.

Minimum Rs.50/- Maximum Rs.5000/-

Special Note: Postage/Courier charges of Rs.50/- to be recovered extra.

40. Creation of Equitable Mortgage / Registered Mortgage 0.05% of loan amount Maximum Rs.5000/-+STP
Note:- (In case of Equitable Mortgage charges to be shared equally by Borivali or Thane Branch & rest of the other branches)
41. Prepayment Charges Nil
42. Fixing Banks name plate on mortgage property / hypothecated machinery / vehicle Rs.250/- per plate+ STP
Sd/-
CHIEF EXECUTIVE OFFICER
 
 
 
 
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