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SERVICE CHARGES ::

 
Revision in Service Charges and Other charges
W.E.F. 01 May 2018


 
The Bank has revised the Charges effective from 10th June, 2013
 
Sr.
No
Particulars Charges w.e.f 01 May 2018
1. Cheque Book Charges -SB No charges for first cheque book of 30 leaves. For issue of 2nd cheque book onwards Rs.2/- per leaf + GST
2. Cheque Book Charges–CD/CC/OD Rs.3/- per cheque leaf + GST
3. Issue of Duplicate Pass Book charges Rs.50/- + GST
4.

Duplicate Statement:
Current Account
Balance Certificate


Rs.50/- per page + GST
Rs.50/- per certificate + GST

5. Issue of Duplicate Term Deposit Receipt /Share Certificate Rs.30/- per receipt/Share Certificate + GST
6. Unused Cheque leaves Charges at the time of closure of A/c Rs.2/- per leaf + GST
7.

Stop Payment :

Stop Payment charges are to be recovered at the time of accepting STOP PAYMENT instructions only;

Rs.100/- per cheque + GST for SB A/c

Maximum Rs.1,000/- + GST.

Rs.200/-per cheque + GST for CD/CC/OD

Maximum Rs.2,000/- + GST.

Note: - Such cheques, if presented is to be returned by writing “PAYMENT STOPPED BY DRAWER’’ on the face of the cheque.

8.

Cheque return charges :

A) Inward Return:
B) Outward Return Cheques:
(SB / CD / CC / OD)
C) Outstation Clearing Cheques:
D) ECS return (Debit)
E)High Value Return
(Inward / Outward)
 
i.S.B. Rs.150/- per cheque (+2 days interest @ 14.50 %) + GST
ii.CD/CC/OD Rs.200/- per cheque (+2 days interest @14.50%) + GST
i.SB Rs.150/- per cheque + GST
ii.CD Rs.200/- per cheque + GST
iii.CC/OD Rs.200/- per cheque + GST
i.S/B Rs.150/- per cheque + GST.
ii.CD / CC / OD Rs.200/- per cheque plus Postage+ GST.
i.SB Rs.50/- per instance+ GST
ii.CD/CC/OD Rs.200/- per instance + GST
i.Rs.300/- per instrument + 2 days interest @14.50% p.a.+ GST
9.

Standing instruction for outward / Third party payment

Rs.50/- per S.I+ GST
10. Default of standing instruction for 2 consecutive months for non availability of funds for revival of such instruction Rs.50/- per S.I+ GST
11. Ledger Folio Charges: Rs.20/- + GST per folio of statement OR Rs. 500 /
  Current A/c:
per half year whichever is higher
12.

Minimum Balance to be maintained in SB/CD A/cs:
SB A/c
C/D A/c


Without cheque book Rs.100/-
With Cheque Book Rs.500/-
With cheque book Rs.2000/- w.e.f 01/12/2013

13.

Charges for Non maintenance of Minimum Balance:
Saving A/c without cheque book

Saving A/c with cheque book
Current A/c



NIL
Rs.30/- per month+ GST
Rs.100/- per month+ GST

14.

A/c closure charges
(within 1 year)

Saving A/c
CD/CC/OD

Without cheque book facility Rs.100/- + GST
With cheque book facility
Rs. 125/- + GST
Rs.500/-+ GST

15.

Service charges for inoperative accounts
Accounts 2 year & above

Rs.50/- p.a. for S/B A/c + GST
Rs.100/- p.a. for C/D A/c + GST

16. Solvency Certificate Charges

0.10% of amount
Minimum Rs.500/-+ GST
Maximum Rs.5,000/-+ GST

17.

 

Duplicate Drafts/Cancellation
For all Duplicate Drafts
For Revalidation Drafts


Rs.100/- + other Bank’s charges+ GST
Rs.50/- + other Bank’s charges+ GST

18.

Customers Signature/Photo verification charges Rs.50/- per verification for S/B+ GST
Rs.100/- per verification for C/D + GST
19. Duplicate Interest Certificate /Certificate for claiming exemption for repayment of interest/principle amount towards housing loan Rs.50/- per certificate+ GST
20. For issuing photocopy of the paid cheque / record copy of the cheques

Rs.100/- above 1 year record per instrument + GST.

Rs.50/- below 1 year record per instrument + GST.

21.

Safe Deposit Locker Annual Charges:

A) Small ‘A’

B) Medium ‘B’

C) Big ‘C’

D) Extra Big

E) Special Size

For Borivali/ Thane/
Bhayander/Mira Road Branches

A) Rs.750/- p.a.+ GST

B) Rs.1,500/- p.a.+ GST

C) Rs.3,000/- p.a.+ GST

D) Rs.3,500/- p.a.+ GST

E) Rs.4,000/- p.a.+ GST

For other Branches

A) Rs.600/- p.a.+ GST

B) Rs.1,200/- p.a.+ GST

C) Rs.1,800/- p.a.+ GST

D) Rs.2,500/- p.a.+ GST

E) Rs.3,000/- p.a.+ GST

22.

Break Open of Locker:

a) Due to loss of key by customer
b) Due to non-payment of locker rent

 

a)Actual cost + Rs.500/- + GST
b) Actual cost + Rs.500/- + GST ( to be recovered when customer comes for locker operation)

23. Issue of loose cheque leaves SB/CC/CD/OD Rs.50/- per cheque leaf
24. Pay Order/HDFC at par cheque charges:

For Bank’s customer Rs.3/- per thousand+ GST

Minimum Rs.25/-+ GST

Maximum Rs.2,000/-+ GST

For non-customers Rs.5/- per thousand + GST

Minimum Rs.50/-+ GST

Maximum Rs.5,000/-+ GST

25. Outstation Cheques for Clearing:

Rs.50+ GST

Rs.5/- + GST per thousand or part thereof
Minimum Rs.50/-

Maximum Rs. 5000/-

Special Note:-
a) Postage/Courier Charges of Rs.50 not to be recovered from SB account holder. However, Rs.150/- to be recovered from the SB account holder if the amount of cheque is above Rs.1,00,000/-
b) Postage/Courier Charges of Rs.50 are to be recovered from all CA/CC/OD A/c holders.

26. HDFC/Nationalised / Bank / Commercial Bank Demand Draft/ At par Cheque Charges Issuing Bank charge+ Rs.25/-+ GST
27. Pay order/HDFC cheque cancellation
Rs.100/-+ GST
28. Duplicate ATM Card due to loss or customers fault Rs.100/- per card+ GST
29. Loss of Token Rs.100/- per token+ GST
30.

Fate enquiry/confirmation charges up to Rs.10.00 lacs

Above Rs.10.00 lacs

Rs.200/- per instrument per lac+ GST

Rs.300/- per instrument per lac+ GST

31.

RTGS/NEFT/ECS transactions:

(a)Inward Transactions

(b)Outward transactions

(i) RTGS

Rs.1 to Rs. 5 lakh
Rs.5 lakh and above

(ii) NEFT

Up to Rs. 1 lakh
Rs. 1 lakh and above

 

Free, no charge to be levied.

Rs.25/- per transaction+ GST

Rs.50/- per transaction+ GST

 

Rs.5 per transaction+ GST

Rs. 25 per transaction+ GST

32.

Commission on issuance of Bank Guarantee/ Letter of Credit:

i) Fully secured by 100% Deposit

 

ii) Partly Secured by 50% Deposit & 50% other Collateral Security

0.50% p.a. of the guarantee amount + GST
Minimum Rs.200/- +GST

 

0.50% p.a. on the amount fully secured by deposit & 1% p.a. on the amount secured by collateral security.
Minimum Rs.500/- +GST

33. Stock statement non submission charges/Delay in submission Rs.100/- per lac per month
Min.Rs.100/-+ GST
Max.Rs.500/-+ GST
34. Inspection of Stock / Book-debts / Factory plant & machinery, vehicle, etc.

Rs.75/- limit upto Rs.1.00 lac + actual expenses incurred+ GST

Rs.150/- limit between Rs.1.00 lac to Rs.5.00 lacs + actual expenses incurred+ GST

Rs.250/- limit above Rs.5.00 lac + actual expenses incurred+ GST

Note: Charges are to be recovered manually.

35. Loan Application: Rs.50/- + GST per form
36.

Loan Notice Charges

A) 1st Notice (Borrower)

B) 2nd Notice (Borrower with Guarantors)

C) Personal Visit

D) Recovery Officer/Branch
Managers visit

E) Head Office visit GM/AGM

F) Attachment charges u/s101

G) Legal Court Case

 

A) Rs.100/-+ GST

B) Rs.200/-+ GST

C) Rs.200/-+ GST

D) Rs.200/-+ GST

E) Rs.300/-+ GST

F) Rs.500/-+ GST

G) Actual + Rs.500/-+ GST
Note: Charges to be recovered manually.

37.

Outstation cheques for collection through National Clearing/ Speed Clearing:

Commission on OBC
Upto Rs.1.00 lakh

S/B A/c

CD/CC/OD

Above Rs.1.00 lakh

SB/CD/CC/OD

Free of charge

Rs.100/- per cheque+ GST

 

Rs.150/- per cheque+ GST

Special Note:
a) Postage/Courier Charges of Rs.50 not to be recovered from SB account. However, Rs.150/- to be recovered from the SB account holder if the amount of cheque is above Rs.1,00,000/-

b) However, Postage/Courier Charges of Rs.50 are to be recovered from CA/CC/OD A/c holder.

Note: Charges to be recovered manually.

38. RTGS/NEFT through other Bank:
If situation arises
Our charges as per Table No.32 + other Bank charges.
39. Inward Cheques / Bills for Collection

Commission Rs.5/- per thousand OR Part thereof.

Minimum Rs.50/- Maximum Rs.5000/-

Special Note: Postage/Courier charges of Rs.50/- to be recovered extra.

40. Creation of Equitable Mortgage / Registered Mortgage 0.05% of loan amount Maximum Rs.5000/-+GST
Note:- (In case of Equitable Mortgage charges to be shared equally by Borivali or Thane Branch & rest of the other branches)
41. Prepayment Charges Nil
42. Fixing Banks name plate on mortgage property / hypothecated machinery / vehicle Rs.250/- per plate+ GST
43.

RuPay Card Charges :
Annual Charges

Issuer Charges (more than 3 in metro and 5 in non-metro cities)

Financial (Cash Withdrawal)

Non Financial
Balance Inq
Pin Change
Mini Statement

Duplicate Pin

Duplicate ATM card

Rs.100/- + GST





Rs.20/- (incl of GST)

Rs.10/- (incl of GST)
Rs.10/- (incl of GST)
Rs.10/- (incl of GST)

Rs.50/- + GST

Rs.100/- + GST

44.

a) Quick Money Transfer  (IMPS Branch Banking)

b)
IMPS Mobile Banking

Rs.5/- per transaction + GST

Rs.2/- per transaction + GST
Sd/-
CHIEF EXECUTIVE OFFICER
 
 
 
 
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